- cheryl.sarnavka@mtgarc.ca
- 519-573-9629
Mortgages and credit solutions tailored to your homeownership goals — including pre-approvals, refinancing, and purchase support.
Financing for income-producing real estate, portfolios, and mixed-use properties, structured with strategic capital partners.
Capital solutions from land acquisition through construction and long-term takeout financing.
Flexible financing products — including bridge loans, second mortgages, equity takeout, and more — for complex or time-sensitive situations.
Bridge financing for time-sensitive opportunities and lifecycle transitions. We match the structure to your exit plan — whether it’s an insured takeout, long-term financing, or sale.
From land acquisition to construction draw management, we help structure construction capital alongside permanent takeout strategies.
Use second mortgages strategically to access equity or support complex deals when first-lien financing cannot cover the full requirement.
Unlock property equity for reinvestment or transition financing with clear exit strategy planning.
Book a strategic consultation — we’ll walk through all available options and position you for the best outcomes.
Revisit your current financing to reduce cost, improve terms, or align with long-term objectives.
Whether it’s a home, an investment property, or a development project, our process is designed to create clarity, structure, and the right outcome.
Every file is different. Our role is not just to find a lender, but to design the right financing structure that supports both today’s needs and long-term objectives.
We design the structure before choosing the funding source.
We source solutions across banks, institutional, and private lenders.
We specialize in non-standard, investor, and development scenarios.
We think beyond today’s transaction.
‘You worked your magic and made it all happen and I’ve signed off on everything and received the money.
Thank you so much for working with me and all your patience, extra work and extra time. I really couldn’t have done it without you and I appreciate how hard you’ve worked to close this all for me. Thanks again, for everything’
VANESSA
At Inclusive Lending, we don’t just place mortgages — we structure financing strategies.
Whether you’re purchasing, refinancing, developing, or restructuring debt, we analyze your full financial picture and source capital across banks, credit unions, institutional lenders, and private capital markets.
We start with your full financial picture, not just the property.
We design the right financing structure before approaching lenders.
We access banks, credit unions, institutional and private lenders.
We close the deal and plan your next optimization or exit.
Speak directly with a senior financing advisor. No call centres. No pressure. Just strategy.
We design the right financing structure before ever approaching lenders.
We source capital from banks, credit unions, institutional and private lenders across Canada.
We specialize in multi-property, self-employed, corporate, and non-standard financing scenarios.
We don’t just close transactions — we build financing strategies that evolve with your portfolio.
Refinance, restructure, or scale without being trapped in the wrong product.