- cheryl.sarnavka@mtgarc.ca
- 519-573-9629
Residential, commercial, and development financing with access to institutional and private capital across Canada.
Inclusive Lending provides independent, strategy-first financing advice across residential, commercial, and development projects. We work with banks, credit unions, institutional lenders, and private capital partners to structure the right solution for each client.
We don’t just look for a rate — we design a financing strategy.
2006
Purchases, refinances, renewals, and equity take-outs — including complex income situations.
Income properties, mixed-use buildings, and portfolio financing.
Land, construction, and take-out financing for new builds and conversions.
We work with major banks, credit unions, monoline lenders, institutional capital, and private lenders — giving you access to the full market.






































To act as a financing advisor — not just a rate finder — by structuring the right capital solution for each client.
Access to banks, credit unions, monoline lenders, institutional capital, and private lenders.
Clear advice, strong execution, and long-term client relationships.
Whether it’s a home, an investment property, or a development project, our process is designed to create clarity, structure, and the right outcome.
We start by understanding your full financial picture and objectives.
We design the right financing structure for your situation.
We source options across banks, institutional, and private lenders.
We execute and plan for future optimization.
Every file is different. Our role is not just to find a lender, but to design the right financing structure that supports both today’s needs and long-term objectives.
We design the structure before choosing the funding source.
We source solutions across banks, institutional, and private lenders.
We specialize in non-standard, investor, and development scenarios.
We think beyond today’s transaction.
We structure financing solutions that support both today’s goals and tomorrow’s opportunities.
Whether you’re buying a home, refinancing, acquiring an investment property, or developing a project, Inclusive Lending is built to provide clarity, structure, and access to the right capital partners.