Estimates only. Not a commitment to lend. Qualification depends on lender rules, documentation, property type, and program.
Property & Loan
Tip: Qualifying Rate is typically higher than contract rate (stress-test style). Use your lender’s current qualifying method.
Residential Inputs
GDS/TDS limits vary by lender/program. Condo fees are commonly counted at 50% for ratios.
Investment / Commercial Inputs
This is a simplified NOI/DSCR model. For multifamily/commercial, lenders may use detailed expenses and market rents.
Results
Requested Loan
$0
Payment (Contract Rate)
$0
Qualification Payment (Qualifying Rate)
$0
Residential Qualification
Estimated Max Mortgage (by ratios)$0
Estimated Max Purchase Price (same DP%)$0
Estimated GDS (for requested loan)$0%
Estimated TDS (for requested loan)$0%
Investment / Commercial Qualification
NOI (annual)$0
Max Annual Debt Service (NOI / DSCR)$0
Max Loan by DSCR (qualifying rate)$0
Max Loan by LTV$0
Max Loan by Down Payment$0
Estimated Max Loan (min of constraints)$0
Estimated DSCR (for requested loan)0.00
Estimated LTV (for requested loan)0%
Book a Strategy CallWant a precise answer? We’ll confirm with lender rules + docs.
Important Notice & Consent
This mortgage and financing qualification tool is for informational purposes only and does not constitute a commitment to lend or a mortgage approval.
Results are based on the information you provide and current general lending guidelines.
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