- cheryl.sarnavka@mtgarc.ca
- 519-573-9629
Buying your first home should be exciting — not overwhelming. We guide you through mortgage options, affordability, down payment strategies, and closing costs with clear, step-by-step support tailored to your reality.
We help you:
2006
We coordinate financing across lenders, government programs, and private capital in collaboration with legal and advisory teams.
Personalized mortgage guidance for first-time buyers, move-up buyers, and newcomers — from pre-approval to closing.
Lower payments, access equity, or consolidate debt with a structured plan aligned to your goals.
Access to banks, credit unions, alternative lenders, and private capital — matched to your situation.
We structure the right solution first — then source the best capital across banks, institutional, and private lenders to get your deal funded smoothly.
We combine strategy, packaging, and access to 50+ lenders to deliver the right financing solution — fast and clear.
Clear options, honest guidance, and a financing strategy built around your goals — not a one-size-fits-all rate quote.
Assess → structure → package → place. We do the upfront work lenders require, so approvals happen faster and with fewer surprises.
Complex files, structured deals, and long-term advisory support — from first approval to future optimization.
At Inclusive Lending, our clients aren’t supported by just one agent — they’re supported by a full financing advisory platform. Our mortgage agents represent the front line of a much broader team that includes compliance professionals, legal partners, underwriting specialists, and lender relationship managers — all working together to structure the best possible outcome for every client.
Our agents are your primary advisors and advocates. They guide strategy, understand your goals, structure your file, and coordinate the entire process from first conversation to closing. They represent the quality, integrity, and client-first approach of the Inclusive Lending platform.
Behind every transaction is a compliance and legal framework. We work closely with lawyers, compliance professionals, and lenders to ensure every file is structured properly, documented correctly, and executed safely — especially for complex, commercial, and non-standard transactions.
Our underwriting and credit team focuses on positioning your application for success. This includes pre-approvals, document strategy, lender packaging, and credit optimization — ensuring each file tells the right story to the right lender. And, matching you with the right financing product.
We work directly with a broad network of lenders, business development managers (BDMs), and capital partners across banks, credit unions, institutional, and private lenders. This ensures access to the best available products, programs, and structures for each unique client situation.
Whether you’re buying a home, refinancing, investing, or developing a project — we’ll help structure the right solution and guide you through closing with clarity and confidence.